Our Time, Relationships and Cash Flow are the key resources we have to seed our future. Generally, when people first come to Design a Decade, they want help with their finances. However, we have come to realise that financial issues are usually a symptom of two core issues – a lack of time and trusted relationship support. Making sure we do not over use these vital resources is imperative in setting up the life we desire.
There is so much pressure in life on our Time, Relationships and Cash Flow, along with the pressure to secure our future financially. So the important tasks of preparing for our future (through Planning and Learning) as well as staying energised and fresh (through our Health and Fitness and the consistency of our Lifestyle) get pushed out of our schedule. These essential topics are like the expansion joint in a building. Without the expansion joint, when bad weather comes the whole wall cracks. It is the same for life, if these topics are missing from our schedule, when life’s trials come all of life crumbles.
People often talk for long periods of time about whether to take the big step of buying a house, investing in this or that or what the best retirement program to set up is. Wealth creation is actually a continuous and intentional process. While many will go to a professional from the various industry specific groups e.g. accountants, real estate agents or financial planners, what is of benefit is to have someone who is not financially invested in your decision to play a ‘head coach’ role as we are pursued by these industry professionals. Someone who understands the combination of Capital Investment and Cash Flow and who understands the effect and role inflation plays in our financial plans.